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Hi everyone! I am a 9th grade student and today I want to talk about a tragedy… My bank account. Just kidding! (But actually, it is a bit sad). We all love buying things, right? New games, cool sneakers, or just eating out. But there is a big problem: Money has wings and it flies…

Financial literacy is a very important skill for 9th-grade students When you manage your own budgeyou learn to be responsible and independent. It is not about how much money you have, but how you use it Saving money today gives you more freedom in the future. Remember being the boss of your own money is…

Managing a budget means having a plan for your weekly allowance A good method is to divide your money into three parts spending, saving, and emergency By tracking your expenses in a notebook, you can see where your money goes Small savings every day can turn into a big amount by the end of the…

Budgeting is the art of using your money wisely As students, we should learn the difference between our needs and our wants. Needs are things we must have, like school supplies or transport Wants are things we desire, like a new video game or a trendy snack If you think before you spend you will…